I'm so frustrated with myself right now. In this week alone, I have spent $30 on "impulse buys." Last week I spent $30 on scrapbooking supplies, which was not unnecessary, but maybe I should have gone without. I just went to Target and saw that two pajama tank tops, which I had passed over several times before because of the expense, were on clearance. So I bought them. It was $11 total, and I knew I'd regret it later if I didn't get them, but I feel like a criminal. My pastor's voice saying "We need to cut out impulse spending" was ringing in my ears. The ironic thing is, I have been slightly more conservative in spending on myself, but spending on other people is still in full swing. Even so, I feel guilty that I can't do more for the people I care about. Evan's birthday is coming up and I wish I could shower him with presents, but I can't afford to. People constantly ask me to contribute to this charity or that fundraiser, and I feel bad because I can't help them all. Christmas is coming. Then I'll have two weddings to buy things for. After that, who knows. The only thing that I can afford to cut from my budget is myself. Maybe that's why I feel so sinful for buying two tank tops that were not absolutely necessary.
This week I realized that a lot of my poor decisions would be eliminated if I just changed my mindset. For instance, my habit of allowing myself one Coke every day, or eating some sort of dessert every evening. If I stopped thinking that I was somehow entitled to those things, it wouldn't be so hard to cut back. I've gotten soft. I want to live a holy life that is practical and responsible and honors God. I'm doing a poor job.
Maria mentioned FlyLady the other day. It's a cool system and I want to join, but after reading the daily schedule, I decided there's no way a working woman can do it. I long for the day when I can leave the corporate world and work in my home. I don't want to work in hotel franchising for the rest of my life. There, I said it. More and more of my college friends are starting grad school. In a few years they'll be Masters and Dr.s. I have a B.A. Woo. I feel uneducated. What else is new?
On a positive note, I was really touched this morning while reading my e-mail and friends page. It seems like many people around here are going through rough times right now, but it's so beautiful to me to see everyone supporting and helping one another. I'm blessed to know such Godly women and to get to read about your thoughts and lives each day. (Guys, you're cool too.) I wish I could go on an LJ Tour of the country and meet each of you. Seriously. You're wonderful.
This week I realized that a lot of my poor decisions would be eliminated if I just changed my mindset. For instance, my habit of allowing myself one Coke every day, or eating some sort of dessert every evening. If I stopped thinking that I was somehow entitled to those things, it wouldn't be so hard to cut back. I've gotten soft. I want to live a holy life that is practical and responsible and honors God. I'm doing a poor job.
Maria mentioned FlyLady the other day. It's a cool system and I want to join, but after reading the daily schedule, I decided there's no way a working woman can do it. I long for the day when I can leave the corporate world and work in my home. I don't want to work in hotel franchising for the rest of my life. There, I said it. More and more of my college friends are starting grad school. In a few years they'll be Masters and Dr.s. I have a B.A. Woo. I feel uneducated. What else is new?
On a positive note, I was really touched this morning while reading my e-mail and friends page. It seems like many people around here are going through rough times right now, but it's so beautiful to me to see everyone supporting and helping one another. I'm blessed to know such Godly women and to get to read about your thoughts and lives each day. (Guys, you're cool too.) I wish I could go on an LJ Tour of the country and meet each of you. Seriously. You're wonderful.
(no subject)
Date: 2003-10-23 12:06 pm (UTC)(no subject)
Date: 2003-10-23 12:39 pm (UTC)And I'd much rather work in my home, too. I enjoy housely tasks, and I get ticked when I have to leave and go to school or my job. I've give anything to be a housewife.
(no subject)
Date: 2003-10-23 02:44 pm (UTC)Thanks for the support. :)
(no subject)
Date: 2003-10-23 03:30 pm (UTC)The impulse shopping is hard too. This is what I try to do... If I see something I want... I pass it by. If I'm still dwelling on it a few days later, then I go back for it. Most of the time I forget about the item alltogether. I must not have wanted it that bad in the first place. Sometimes less is more.
I find that I could acquire everything my heart desires, and I wouldn't be any happier or conent than I am right now. ::hugs::
(no subject)
Date: 2003-10-23 09:38 pm (UTC)(no subject)
Date: 2003-10-24 04:28 am (UTC)(no subject)
Date: 2003-10-24 06:21 am (UTC)(no subject)
Date: 2003-10-24 07:50 am (UTC)(no subject)
Date: 2003-10-24 06:32 pm (UTC)(no subject)
Date: 2003-10-24 06:20 am (UTC)(no subject)
Date: 2003-10-23 02:45 pm (UTC)(no subject)
Date: 2003-10-23 12:52 pm (UTC)(no subject)
Date: 2003-10-23 02:47 pm (UTC)Thanks for the tip!
speaking of support (S.O.S.)
Date: 2003-10-23 01:10 pm (UTC)(no subject)
Date: 2003-10-23 01:16 pm (UTC)As for the FlyLady, I remember seeing that when I was still living w/my parents--I think she has some great lists. And she does say you might not be able to do it all. I'm going to try to switch the list around to meet my needs (since I work too) and see how things go The problem is trying to work, do homework, and this! ;) But I'm finding I let my house turn into a mess during the week to the point where I'd be embarrassed if anyone saw it.
(no subject)
Date: 2003-10-23 01:38 pm (UTC)Don't be so hard on yourself about the PJ purchase. Being preoccupied with being down on yourself about things seems just as bad as misspending, if you did in fact misspend. Money is just one small part of our life.
(no subject)
Date: 2003-10-23 02:48 pm (UTC)Thanks. I just feel like a real slacker lately. I need to remind myself about that grace thing. :)
(no subject)
Date: 2003-10-23 03:47 pm (UTC)(no subject)
Date: 2003-10-23 01:46 pm (UTC)(no subject)
Date: 2003-10-23 05:05 pm (UTC)(no subject)
Date: 2003-10-24 06:22 am (UTC)I'm still very excited for you! :D
(no subject)
Date: 2003-10-24 07:33 am (UTC)(no subject)
Date: 2003-10-23 09:27 pm (UTC)If I had a week where I only spent $30 on impulse buys, I'd probably be thinking I was hospitalized and had been carted down to the gift shop. I think you're going a little overboard by saying you don't deserve a coke and a dessert here and there.
(no subject)
Date: 2003-10-24 06:22 am (UTC)(no subject)
Date: 2003-10-23 09:43 pm (UTC)I admire your commitment to doing the right thing, but don't let it get you down. We are attacked at the places in our lives where we feel least secure. *hugs*
(no subject)
Date: 2003-10-24 06:22 am (UTC)(no subject)
Date: 2003-10-23 11:53 pm (UTC)Whee! I wanna do that, too :D
Return of Opinionated Lauren
Date: 2003-10-24 06:24 am (UTC)It's ok to splurge once in awhile but even splurges should be planned for in your budget. Discipline is something we grow by making good choices, doing our best to correct bad choices and repenting of the bad choices we can't correct. We all struggle in the area of being good stewards. I don't believe being a good stewart means depriving yourself of things you enjoy and can afford, but I do think that it's a mindset. Am I doing to most with what God has blessed me with?
About the cokes: is it the expense or the not healthy part that you are concerned about? If it's the expense maybe you could consider buying a generic two liter to keep at work, which is much cheaper? Or buying the bottles at the grocery store and bringing them with you to work (if you don't already)? If it's the not healthy part then maybe you could consider doing the same with a diet generic brand? Joe loves his diet coke, and we buy the grocery store brand - a three liter bottle for $.98!
I've been struggling (especially this week) with my extra spending too. We've budgeted $10ish for my weekly discretionary spending, which usually goes to iced coffees and lunch on Fridays. First of all I've gone over this week ($4 so far). Secondly I've been thinking that I shouldn't buy more than one iced coffee a week, and maybe that's too much. Iced coffees from DD are at least $2 each, and I can make them cheaper at home and at work. It's all about doing more with less money.
Those thoughts and attitudes ought to follow us in our work (at work, at home and at school), but nobody is perfect. We all go through highs and lows.
I'm a worrier too. Lately I've been more convicted of that sin than anything else. We shouldn't feel guilty because of God's grace. When we fall off the discipline horse we should dust ourselves off and get back on. Nancy Wilson (Doug's wife) has this Bible study tape series about being a good wife, and she made the excellent point that when we harbor guilt or self-pity that our eyes aren't on God anymore. Try to evaluate your feelings of guilt and put your thoughts in the right places. Make conscious decisions about how you are spending your money and stick to them. Ok, so this is a lot wordier of a comment than I probably should leave. I can relate to your feelings of worry and guilt, but you shouldn't let those rule over you. Be smart about how you live your life and spend your resources, and don't harbor negative thoughts.